Reporting CREF Accounts or TIAA Real Estate

CREF accounts (e.g., “CREF Stock” or “CREF Money Market”) and TIAA Real Estate are variable annuity accounts that are offered as part of retirement plans.

Schedule A

Report a CREF account or TIAA Real Estate if its value was more than $1,000 at the end of the reporting period, or if it produced more than $200 in income during the reporting period.

Block A: Provide the exact name of the asset held (e.g., “CREF Inflation-Linked Bond” rather than “CREF Fixed Income”). 

Block B: Mark the column that corresponds to its value.

EIF: Just to the right of Block B is a column identified as “Excepted Investment Fund” (EIF). Because CREF accounts and TIAA Real Estate qualify as excepted investment funds, you should mark the “Excepted Investment Fund” column.

Block C: Mark the “Amount” column that corresponds to the amount of income produced during the reporting period. Do not include unrealized gains as income. If you are unable to ascertain the amount of income, you may write “income not readily ascertainable” in the “Other Income” column.

Schedule C, Part II

If you hold a CREF account or TIAA Real Estate through a retirement plan, you also need to report your participation in the plan in Schedule C, Part II.

Terms: Note the type of plan and indicate whether you or the employer will continue to make contributions to the plan. In addition, if you did not need to report the plan in Schedule A, note that the plan’s underlying assets were below the Schedule A reporting thresholds.

Parties: Provide the name of the employer.

Date: Provide the month and year in which you began participating in the plan. This often is the date on which you became an employee of the organization.

 

This guide is not intended to provide investment advice, and you should not rely on statements in this guide when making investment decisions.

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